Artificial intelligent assistant

encumbrancer

encumbrancer Law.
  (ɛnˈkʌmbrənsə(r))
  Also in-.
  [f. encumbrance +-er.]
  One who has an encumbrance or legal claim on an estate.

1858 Ld. St. Leonards Handy Bk. Prop. Law viii. 50 A preferable title to any former purchaser or encumbrancer. 1863 Gladstone Financ. Statem. 22 A large body of mortgageors, incumbrancers, and life-renters.

Oxford English Dictionary

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