You are thinking in the opposite direction here, which I cannot blame you for doing.
> In this context, means:
>
> "You don't bring toys to the bank!"
In casual conversation, often means "(something) is OK _**without**_ ~~" or "(something) goes well _**without**_ ~~".
Synonymous phrases include , , , {}, etc.
Finally, if a store clerk asks you if you need a bag, you can say to mean you _**do not**_ need one. To be politer, you can say instead. Either way, this is a usage of that quite a few J-learners would take to mean the exact opposite -- they would tend to think it means they want a bag if they said in that situation.
See usage 3- here:
<