If a series converges, the terms must converge to zero. Since $|c^j| = |c|^j$, if $|c| \geq 1$, then the terms do not converge to zero, hence the series does not converge.
If $|c|<1$, then it is easy to see that $\sum_{j=0}^n c^j = \frac{1-c^{n+1}}{1-c}$, and $\lim_n c^n = 0$, hence the series converges.