Let A be the set that have auto insurance and B the set that have homeowners insurance and U denote universal set. You want to maximize, $$P(B^c|A)$$ $$P(B^c|A)= \frac{P(B^c \cap A)}{P(A)}$$ $$P(B^c|A)= \frac{P(A\setminus A\cap B)}{P(A)}$$ $$P(B^c|A)= \frac{P(A) - P(A\cap B)}{P(A)}$$ $$P(B^c|A) \leq 1-\frac{0.15}{0.75}$$ $$P(B^c|A) \leq 0.8$$