Per Wikipedia,
> Where a charge overlies a partition of the field, the rule [of tincture] does not apply.
So, a charge can be either color or metal when it is above a variation. The page on tinctures also mentions
> Heraldic furs (i.e. ermine, vair and their variants) as well as "proper" (a charge coloured as it normally is in nature) are exceptions to the rule of tincture.
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> [...]
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> The rule [of tincture] also does not apply to charges placed upon party-coloured (divided) or patterned fields; a field party or patterned of a colour and metal may have a charge of either colour, metal, or party or patterned, placed on it