Does a street rent-a-bike/scooter exist that does not require an account or app, but rather simply paying by credit card? I'm looking at companies like Bird, Lime and similar. They require an account so that they will have your credit card details on hand and be able to charge you at the end based on the length of your ride. However, I know that places like gas stations charge a large amount and then refund what was unused (during the recent spike in gas prices, the hold increased). I assume that bike rentals could do something like that, charge 100 EUR and then refund however much needed to. But do companies like that exist?

The Freebike bikes in Helsinki, Finland, operate without app using credit card and contact payment, each bike with their own payment terminal. They claim it is the first in the world. Of course they have an app that can be used for locating bikes and finding the free return location (almost nobody actually does that, they're left around just like scooters).

EDIT: The "Boris bikes" in London, Velib in Paris and several others have accepted card payments at docking stations without app or user account for some time, so the claim is a bit exaggerated.