The probability that a given toy is faulty and not discarded is $$p=.04\cdot.01=.0004$$
The probability that out of $5$ toys, at least one is faulty but not discarded is $$1-(1-p)^5\approx.0019984$$
The probability that a given toy is faulty and not discarded is $$p=.04\cdot.01=.0004$$
The probability that out of $5$ toys, at least one is faulty but not discarded is $$1-(1-p)^5\approx.0019984$$