There is no one "best practice," but rather several "good practices" and a few "not-so-good practices."
Generally speaking, if you have multiple areas, you want the hub and spokes in the same area, and summarize between the hub and the rest of the LAN network. You can make the whole hub and spoke area totally stubby.
Another possibility is to break up the spokes into a few (no more than 2-3) areas, with the hub as the ABR. The most important factor that would make this design preferable is the relative instability of your WAN and remote LAN links. If you have a lot of links going up and down, this will affect the amount of flooding over the WAN and therefore the link utilization. But for 50 routes or so, that shouldn't be a problem for a T1.
Here is some more design information.