Answer looks right but I'm having trouble following the work, what with the comma and the 7.
$$ P(M\cap L) = P(M) + P(L) - P(M\cup L),$$ where $P(M) = 0.9$ and $P(L) =0.8$. Also, $P(M \cup L) = 1$ because there are only two types of insurance. Plug in these values to get the answer.