Let $X_i=1$ if you catch a flu in month $i$. Then $X_i$ is a bernoullian r.v. with $P(X_i=1) = 1/10$.
Let $Y = X_9+X_{10}+X_{11}$. Then $Y$ is a binomial distribution with parameters $n=3$ and $p=1/10$. So $$P (Y \ge 2) = P (Y = 2) + P (Y = 3) = 3 \left(\frac{1}{10}\right)^2 \left(\frac{9}{10}\right) + \left(\frac{1}{10}\right)^3$$