Split it into **disjoint** events, and add up their probabilities:
* $P(BBBB)=0.6\cdot0.6\cdot0.6\cdot0.6$
* $P(BBBF)=0.6\cdot0.6\cdot0.6\cdot0.4$
* $P(BBFB)=0.6\cdot0.6\cdot0.4\cdot0.6$
* $P(BBFF)=0.6\cdot0.6\cdot0.4\cdot0.4$
* $P(BFBB)=0.6\cdot0.4\cdot0.6\cdot0.6$
* $P(BFBF)=0.6\cdot0.4\cdot0.6\cdot0.4$
* * *
UPDATE:
As soon as we have $2$ Bs, the man will not fall off the cliff in the first $4$ steps.
So we can simplify the solution above by splitting it into the following events:
* $P(BB )=0.6\cdot0.6$
* $P(BFB)=0.6\cdot0.4\cdot0.6$