You never say that $A$ is homomorphic to $B$; it would be an uninteresting notion as any two groups(/rings/whatever you are considering) would then be homomorphic through the homomorphism mapping everything to the trivial element. They can be "isomorphic" though, and this is then a non-trivial notion.
The term "homomorphic image" just refers to the image under a given homomorphism $A \to B$ with the structure that comes with it.
Finally, take $A$ to be the trivial group (or again, whatever is relevant to you), take $B$ to be something non-trivial, and let $A \to B$ be the map mapping the trivial element to the trivial element. This is a homomorphism, yet $A$ has smaller cardinality than $B$.